401k Roth Ira Contribution Limits 2024 Over 55. This means the total contribution can reach as much as $31,000. Employers can contribute to a roth 401 (k) by matching.
The irs rule of 55 recognizes you might leave or lose your job before you reach age 59ยฝ. The roth ira contribution limit for 2024 is $7,000 in 2024 and 2025 ($8,000 if age 50 and older).